Programs by industry

We believe we will be successful if our clients are successful. Explore insurance programs built for the unique risks of your industry.

Restaurants & Hospitality

Restaurants need general liability, property (including equipment and spoilage), liquor liability when you serve alcohol, workers compensation, and sometimes commercial auto for deliveries. We review cooking equipment, fire suppression, hours, and sales mix so coverage fits how you actually operate.

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Transportation & Trucking

Fleet, cargo, and commercial auto programs for owner-operators and motor carriers. We ask about commodities hauled, radius, years of experience, prior losses, and power-unit values so we can shop liability, physical damage, and cargo.

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Construction & Contractors

Liability, surety bonds, and workers compensation built for contractors and builders. We help you meet job-site insurance requirements without buying coverage you do not need.

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Retail & Wholesale

Protect inventory, property, and liability for retail and wholesale operations, including crime and business income options.

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Real Estate

Property, liability, and E&O programs for real estate professionals, landlords, and property managers.

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Auto Services & Garages

Garage keeper and garage liability coverage for auto service businesses that have customers’ vehicles in their care, plus tools, equipment, and premises protection.

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Gas Stations

Gas stations need more than a basic store policy. General Liability protects against injury and property-damage claims. A Business Owners Policy can combine GL with equipment breakdown, buildings and contents, business income, products and completed operations, electronic data, and employee dishonesty. Environmental and underground storage tank coverage, ADA considerations, canopy coverage, and workers compensation are frequently required.

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Convenience Stores

Convenience stores need property, liability, crime, and often food or liquor exposures. When fuel is on site, we place a coordinated gas-station program.

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Professional Liability

Errors & omissions, medical malpractice, and related surety bonds for licensed professionals who advise, treat, or certify others.

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EPLI

Employment Practices Liability Insurance helps protect businesses against claims such as wrongful termination, discrimination, and harassment — an important layer alongside general liability and workers compensation.

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Professional Disability

Disability coverage designed for professionals whose income depends on practicing their occupation. We review benefit amounts, waiting periods, and occupation class.

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Happy Customers

Clients who trust us for reliable coverage.

Clients Satisfied

Client satisfaction is our top priority.

Policies Managed

Successfully placed and serviced policies.

Years Experience

Over 12 years of trusted insurance expertise.