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Tailored insurance solutions designed to protect what matters most. Licensed agents work with you to find the right coverage.

Policyholder service

Request changes through our agents — these are not instant self-service portals.

Add or Delete Vehicle Change Coverage Limits Change Home / Dwelling / Apartment Coverage Add or Delete Business Coverage / Workers Comp

Auto Insurance

Coverage for personal and commercial vehicles — auto, motorcycle, RV, trucking, non-owner, Mexico travel, and specialty fleets.

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Auto Insurance

Comprehensive coverage and personalized guidance to protect your vehicle, drivers, and financial well-being on the road.

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Commercial Auto Insurance

Specialized coverage to safeguard your business vehicles, drivers, and operations.

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Motorcycle Insurance

Protection for your motorcycle with liability, collision, and custom parts coverage.

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Motor Home / RV Insurance

Comprehensive protection for your recreational vehicle, covering collisions, liability, and roadside assistance.

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Truck Insurance

Owner-operator and fleet trucking coverage, including physical damage and cargo.

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Mexico Vehicle Insurance

Liability and physical damage coverage for vehicles driven in Mexico.

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Non Owner Auto Insurance

Liability coverage for drivers without a personal vehicle, including SR-22 needs.

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Boat Insurance

Coverage for boats, liability, and equipment on California waterways.

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Watercraft Insurance

Personal watercraft and specialty marine coverage.

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Taco Truck Insurance

Auto and liability coverage for mobile food vendors.

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U-Haul Vehicle Insurance

Coverage options related to U-Haul and moving vehicles.

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Taxis Insurance

Commercial coverage for taxi operators and fleets.

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Limousine Insurance

Livery and limousine commercial auto coverage.

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Medical Transport Insurance

Coverage for non-emergency medical transport vehicles.

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Cargo Insurance

Motor truck cargo coverage for goods in transit.

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Property Insurance

Protection for homes, rentals, condos, apartments, dwelling fire, flood, earthquake, and lodging properties.

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Homeowners Insurance

Protect your home and belongings against fire, theft, and natural disasters.

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Renters Insurance

Affordable protection for your belongings and liability as a renter.

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Condo Insurance

HO-6 style coverage for condominium owners.

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Apartment Insurance

Coverage for apartment buildings and residents.

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Rental Property Insurance

Landlord and dwelling coverage for investment properties.

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Dwelling Fire Insurance

Dwelling fire forms for homes that need a specialized property policy.

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Flood & Earthquake Insurance

Specialized coverage for risks standard policies exclude.

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Motel Insurance

Property and liability coverage for motel and lodging operations.

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Business Insurance

Liability, workers compensation, garage keeper, bonds, E&O, restaurants, gas stations, and other commercial programs.

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Commercial General Liability

Protect your business from third-party claims of bodily injury and property damage.

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Workers Compensation

Coverage for employee injuries and required by California law.

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Garage Keeper Insurance

Coverage when customers’ vehicles are in your care, custody, or control.

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Surety Bond / E&O

Surety bonds and Errors & Omissions coverage for professionals and contractors.

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Business Owners Policy (BOP)

Combines general liability and business property in one package.

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Professional Liability

E&O, medical malpractice, and surety bonds for licensed professionals.

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EPLI

Employment Practices Liability Insurance for workplace claims.

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Professional Disability

Disability coverage designed for professionals whose income depends on their work.

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Gas Station Insurance

GL, BOP, environmental, canopy, and workers comp for fueling operations.

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Convenience Store Insurance

Retail coverage for convenience stores, with or without fuel.

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Restaurant Insurance

Hospitality coverage for restaurants, cafes, and food service.

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Auto Repair & Garage

Garage liability and garage keeper coverage for repair shops.

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Life & Health

Life and health coverage that protects your family and your future with dependable, personalized plans.

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Life Insurance

Secure your family’s financial future with term and whole life options.

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Health Insurance

Individual and family health plans that fit your needs and budget.

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Why Choose Us

Why select American Serenity Insurance?

Low cost coverage, licensed agents, and comparative quotes from multiple California companies.

Low Cost Auto, Home and Business Insurance

With the ability to quote and write for multiple California insurance companies, we’re always competitive.

Quality Service

Our old-fashioned approach to quality service and the added advantage of having a licensed agent on your side will keep you a happy customer.

Comparative Car Insurance Quotes

With our online auto insurance rater we’ll quickly provide rates for multiple A-rated carriers, saving you time and money.

Cheap Car Insurance Rates for All

As authorized producers of multiple car insurance companies, we can find anyone low rates. We even offer quotes on high-risk insurance, young driver insurance, drivers with DUIs, California SR-22 insurance, non-owner insurance, and liability auto insurance.

Licensed Agents

Our entire staff is licensed by the California Department of Insurance. We help in all stages: quoting, purchasing, servicing — always just a phone call away.

Instant Quotes

Get instant quotes online or by calling 800-457-7186.

Happy Customers

Clients who trust us for reliable coverage.

Clients Satisfied

Client satisfaction is our top priority.

Policies Managed

Successfully placed and serviced policies.

Years Experience

Over 12 years of trusted insurance expertise.